VULs and Fund Options

What is the Peso Global Tech Growth Fund?

The Peso Global Tech Growth Fund is offered as a fund option exclusive to Sun FlexiLink1, Sun MaxiLink One, Sun MaxiLink Prime, Sun MaxiLink Bright, Sun MaxiLink 100, and Sun FlexiLink, which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund is denominated in Philippine Peso and aims to generate long-term capital appreciation from earnings generated by investing in a US Dollar-denominated target fund that primarily invests in the technology sector.

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View the latest Peso Global Tech Growth Fund performance report

Key benefits

• Harness technological innovation: Upgrade your strategy through investments in leading tech companies so you can benefit from global advancements and earn high potential returns.
• Capital appreciation over time*: Maximize your money’s worth through investments in top tech equities for growth and quarterly payout potential.
• Global reach in local currency: Broaden your investment horizon by accessing opportunities in the global technology space using Philippine Pesos.
• Expertly selected investments: Our expert team is actively searching for a target fund, taking into account risks and opportunities, that aligns with the global technology theme.
• Easy access to funds: Access your funds at your convenience, as the Peso Global Tech Growth Fund units can be redeemed on any business day.

NOTE: The information above is subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. The policy owner must understand that the investment-linked insurance product, where this fund option is attached to, may be subject to investment risks which could affect the value of the policy. Peso Global Tech Funds are denominated in Philippine Peso. The foreign currency position of the underlying target fund (i.e. PHP vs. USD) is not hedged. Thus, the Funds are fully exposed to foreign currency risk arising from fluctuations in the foreign exchange rates, which could significantly affect the fund value as reflected in the Fund’s Unit Price. Peso Global Tech Funds are not securities or deposit products.

What is the Peso Global Tech Payout Fund?

The Peso Global Tech Payout Fund is offered as a fund option exclusive to Sun FlexiLink1, Sun MaxiLink One, Sun MaxiLink Prime, Sun MaxiLink Bright, Sun MaxiLink 100, and Sun FlexiLink, which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund is denominated in Philippine Peso and aims to provide cashflows from earnings generated from investments in a US Dollar-denominated target fund that primarily allocates to the technology sector.

Download brochure

View the latest Peso Global Tech Payout Fund performance report

Key benefits

• Harness technological innovation: Upgrade your financial strategy through investments in leading tech companies so you can benefit from global advancements and earn high potential returns.
• Reliable income stream: Experience a consistent flow of income through tech-focused investments that aims to generate quarterly payout potential.
• Global reach in local currency: Broaden your investment horizon by accessing opportunities in the global technology space using Philippine Pesos.
• Expertly selected investments: Our expert team actively searching for a target fund, taking into account risks and opportunities, that is aligned with global technology theme.
• Easy access to funds: Access your funds at your convenience, as the Peso Global Tech Payout Fund units can be redeemed on any business day.

*Only policies with units invested in the Peso Global Tech Payout Fund on declaration date shall be entitled to a potential payout. The cash payout is not guaranteed. It is computed as a percentage of the Fund Value every quarter based on a fixed declaration date for all policies. The annualized payout potential may be higher or lower than 7%. The cash payout may come from income, net capital gains, capital of the Peso Global Tech Payout Fund, or any combination thereof. Any payout will reduce the net asset value of the Peso Global Tech Payout Fund which will consequently be reflected in the Unit Price. It will be given if the fund has sufficient balance for the payout. The distribution of payout shall be at the discretion of Sun Life. There may also be instances that the cash payout will be equal to zero. 

NOTE: The information above is subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. The policy owner must understand that the investment-linked insurance product, where this fund option is attached to, may be subject to investment risks which could affect the value of the policy. Peso Global Tech Funds are denominated in Philippine Peso. The foreign currency position of the underlying target fund (i.e. PHP vs. USD) is not hedged. Thus, the Funds are fully exposed to foreign currency risk arising from fluctuations in the foreign exchange rates, which could significantly affect the fund value as reflected in the Fund’s Unit Price. Peso Global Tech Funds are not securities or deposit products.

What is the Global Tech Growth Fund?

The Global Tech Growth Fund is denominated in US Dollar and aims to generate long-term capital appreciation from earnings generated by investing in the technology sector. This is offered as a fund option exclusive to Sun FlexiDollar, Sun FlexiDollar1, and Sun MaxiLink Dollar One.

Download brochure

View latest Global Tech Growth Fund Performance Report

Key benefits

• Harness technological innovation: Upgrade your financial strategy through investments in leading tech companies so you can benefit from global advancements and earn high potential returns.
• Global access: Broaden your investment horizon by accessing opportunities in the global technology space.
• Capital appreciation over time: Achieve long-term capital growth through tech-focused investments that accumulate earnings generated over time.
• Easy access to funds: Broaden your investment horizon by accessing opportunities in the global technology space.
• Expertly selected investments: Leverage the expertise of our team of investment professionals who will actively identify a target fund, considering risks and opportunities.
• Easy access to funds: Access your funds at your convenience, as the Global Tech Growth Fund units can be redeemed on any business day.

NOTE: The information above is subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. The policy owner must understand that the investment-linked insurance product, where this fund option is attached to, may be subject to investment risks which could affect the value of the policy. Global Tech Funds are not securities or deposit products.

What is the Global Tech Payout Fund?

The Global Tech Payout Fund is denominated in US Dollar and aims to provide cashflows from earnings generated from investments that primarily allocates to the technology sector. This is offered as a fund option exclusive to Sun FlexiDollar, Sun FlexiDollar1, and Sun MaxiLink Dollar One.

Download brochure

View the latest Global Tech Payout Fund Performance Report

Key benefits

• Harness technological innovation: Upgrade your financial strategy through investments in leading tech companies so you can benefit from global advancements and earn high potential returns.
• Reliable income stream*: Experience a consistent flow of income through tech-focused investments that aims to generate quarterly payout potential.
• Global access: Broaden your investment horizon by accessing opportunities in the global technology space.
• Expertly selected investments: Leverage the expertise of our team of investment professionals who will actively identify a target fund, considering risks and opportunities.
• Easy access to funds: Access your funds at your convenience, as the Global Tech Payout Fund units can be redeemed on any business day.

*Only policies with units invested in the Global Tech Payout Fund on declaration date shall be entitled to a potential payout. The cash payout is not guaranteed. It is computed as a percentage of the Fund Value every quarter based on a fixed declaration date for all policies. The annualized payout potential may be higher or lower than 7%. The cash payout may come from income, net capital gains, capital of the Global Tech Payout Fund, or any combination thereof. Any payout will reduce the net asset value of the Global Tech Payout Fund which will consequently be reflected in the Unit Price. It will be given if the fund has sufficient balance for the payout. The distribution of payout shall be at the discretion of Sun Life. There may also be instances that the cash payout will be equal to zero.

NOTE: The information above is subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. The policy owner must understand that the investment-linked insurance product, where this fund option is attached to, may be subject to investment risks which could affect the value of the policy. Global Tech Funds are not securities or deposit products.

What is the Opportunity Fund?

The Opportunity Fund is offered as a fund option exclusive to Sun MaxiLink One, which is an investment-linked life insurance product regulated by the Insurance Commission.

The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of debt (bonds) and equity (stocks) securities from both domestic and foreign issuers.

View the latest Opportunity Fund performance report

Key benefits

• Provides strength through investment diversification: You have exposure to all the major asset classes in one fund. Stocks give you higher growth potential while cash and Incomes provide greater stability and generate income. Cash is a solid "holding" during volatile times when interest rates are high. The Opportunity Fund mirrors the diversification that you could achieve by holding a variety of investment funds or a cross-section of individual investments.
• Achieves a diversified portfolio with low minimum investment: It is estimated that it would take a minimum of Php 5 Million in individual investments to provide an appropriate measure of diversification in a portfolio. With the Opportunity Fund, the benefits of full diversification could be achieved by pooling individual investments from variable life policyholders.
• Makes investing easy through professional management: The Fund is managed by investment professionals who focus solely on maximizing your returns over the long term. You have Sun Life Financial's investment experience, commitment and research capabilities working for you.

The Opportunity Fund is not a security.

What is the Opportunity Tracker Fund?

The Opportunity Tracker Fund is offered as a fund option exclusive to Sun FlexiLink, Sun FlexiLink1, Sun MaxiLink Prime, Sun MaxiLink Bright and Sun MaxiLink One which are investment-linked life insurance products regulated by the Insurance Commission¹.

Being a balanced fund, it allows you to experience equity returns with the stability of a fixed income asset while managing volatility and risk through its indexing strategy. The Fund is designed to help you pursue opportunities in the market and lets you enjoy the following:

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View the latest Opportunity Tracker Fund performance report

Key benefits

• Manage risk: Rest easy knowing that the Opportunity Tracker Fund won’t be swayed by short-term market movements. That’s because it applies a systematic process of allocating weights between equities, fixed income, and cash.

• Benefit from a balanced strategy: The Opportunity Tracker Fund provides a middle ground between equity and fixed income asset classes by utilizing an indexing strategy, which tracks the performance of the Philippine Stock Exchange Index (PSEi) and the portfolio duration of the Bloomberg Phil Sovereign Bond Index AI (BPHILR). It’s managed by Sun Life’s team of professional fund managers, who will ensure that you’ll be able to take advantage of market opportunities.
• Life insurance coverage: Secure your loved ones’ future with guaranteed life insurance protection through your policy’s basic plan.
• Guaranteed acceptance for Sun MaxiLink One: Experience hassle-free application and policy approval through Sun MaxiLink One’s Guaranteed Insurability Offer², subject to the limits of Sun Life. The Opportunity Tracker Fund is also available as fund option for all other peso-denominated VUL products via the regular underwriting process.

¹Opportunity Tracker Fund is not a security.

²The benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.

What is the Peso Global Opportunity Fund?

The Peso Global Opportunity Fund is offered as a fund option exclusive to Sun MaxiLink 100, Sun MaxiLink Prime, Sun MaxiLink Bright, Sun MaxiLink One, Sun FlexiLink, and Sun FlexiLink1, which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund is denominated in Philippine Peso, but invests in foreign currency denominated financial assets, which may include, but are not limited to:  Equity-centric and Fixed Income-centric mutual funds and Exchange-traded Funds (ETF), or any other similar security; Fixed income instruments issued by Philippine, United States and other foreign governments and corporations; and common stocks and other equity-linked securities such as preferred stock and convertible securities. 

Download brochure

View the latest Peso Global Opportunity Fund performance report

Key benefits

• Easy access: Using your Philippine Pesos, you gain convenient access to a mix of equity-centric and fixed income-centric global funds that may not be readily available to regular retail clients.
• Better possible returns: Unlike traditional savings that usually provide fixed interest rates, investment in a balanced allocation between fixed income instruments and equities may fully maximize the earning potential of your investment.
  
• Professional fund management: You have Sun Life's investment experience, commitment and research capabilities working for you.
• Liquidity: Peso Global Opportunity Fund units can be redeemed on any business day.

NOTE: The information above is subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. The policy owner must understand that the investment-linked insurance product, where this fund option is attached to, may be subject to investment risks which could affect the value of the policy. Peso Global Opportunity Fund is denominated in Philippine Peso. The Fund is fully exposed to foreign currency risk arising from its foreign currency denominated underlying instruments. As such, fluctuations in the foreign exchange rates could significantly affect the fund value as reflected in the Fund’s Unit Price. Peso Global Opportunity Fund is not a security or a deposit product.  

What is the Peso Global Opportunity Payout Fund?

The Peso Global Opportunity Payout Fund is offered as a fund option exclusive to Sun FlexiLink1, Sun MaxiLink 100, Sun MaxiLink Prime, Sun MaxiLink Bright, and Sun MaxiLink One, which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund is denominated in Philippine Peso, but may invest in foreign currency denominated, income-generating financial assets such as, but are not limited to: Mutual funds and Exchange-traded Funds (ETFs); Fixed income instruments issued by the Philippines, United States and other foreign governments and corporations; Equity-linked securities or any other similar security.

Download brochure

View the latest Peso Global Opportunity Payout Fund performance report

Key benefits

• Income opportunities: The Fund aims to provide you a regular stream of cash payouts* sourced mainly from returns generated from the investment in income-paying assets.
• Convenient access to global assets: Using our local currency, clients can easily access global multi-asset funds that may not be readily available to the regular retail clients.
  
• Higher potential returns: Unlike traditional savings that usually provide fixed interest rates, investing in a diversified portfolio of global assets may improve the growth potential of your assets over time.
  
• Professional portfolio management: You have Sun Life’s investment experience, commitment and research capabilities working for you.
  
• Liquidity: Peso Global Opportunity Payout Fund units can be redeemed on any business day.

*The cash payouts are not guaranteed. Only policies with units invested in the Peso Global Opportunity Payout Fund on the declaration date shall be entitled to a payout. The payout may come from income, net capital gains, capital of the Peso Global Opportunity Payout Fund, or any combination thereof. Any payout will reduce the net asset value of the Peso Global Opportunity Payout Fund which will consequently be reflected in the Unit Price.

NOTE: The information above is subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. The policy owner must understand that the investment-linked insurance product, where this fund option is attached to, may be subject to investment risks which could affect the value of the policy and continuity of payouts. Peso Global Opportunity Payout Fund is denominated in Philippine Peso. The foreign currency position of the underlying funds (i.e. PHP vs. USD) is not hedged. Thus, the Peso Global Opportunity Payout Fund, including all payouts generated from the underlying funds, are fully exposed to foreign currency risk arising from fluctuations in the foreign exchange rates, which could significantly affect the fund value as reflected in the fund’s Unit Price. Peso Global Opportunity Payout Fund is not a security or a deposit product.

What is the Global Opportunity Fund?

The Global Opportunity Fund is offered as a fund option exclusive to Sun MaxiLink Dollar One, Sun FlexiDollar and Sun FlexiDollar1, which are investment-linked life insurance products regulated by the Insurance Commission.¹

The Fund may invest in, but is not limited to, USD-denominated mutual funds, USD-denominated exchange-traded funds (ETFs), and any securities similar to said funds.

View the latest Global Opportunity Payout Fund performance report

Key benefits

• Easy access: An investor gains easy access to a mix of equity-centric and fixed income-centric global funds that may not be easy to invest in for the ordinary individual. 
• Better possible returns: Unlike traditional savings that usually provide fixed interest rates, investment in in a balanced allocation between fixed income instruments and equities may fully maximize the earning potential of your investment.
• Professional fund management: You have Sun Life Financial's investment experience, commitment and research capabilities working for you.
• Liquidity: The Global Opportunity Fund units can be redeemed on any business day.

¹The Global Opportunity Fund is not a security.

What is the Global Opportunity Payout Fund?

The Global Opportunity Payout Fund is offered as a fund option exclusive to Sun MaxiLink Dollar One, Sun FlexiDollar and Sun FlexiDollar1, which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund may invest in foreign currency denominated, income-generating financial assets such as, but are not limited to: Mutual funds and Exchange-traded Funds (ETFs); Fixed income instruments issued by the Philippines, United States and other foreign governments and corporations; Equity-linked securities or any other similar security.

Download brochure

View latest Global Opportunity Payout Fund performance report

Key benefits

• Income opportunities: The Fund aims to provide you a regular stream of cash payouts* sourced mainly from returns generated from the investment in income-paying assets.

• Convenient access to global assets: Clients gain easy access to global multi-asset funds that may not be readily available to the regular retail clients.

• Higher potential returns: Unlike traditional savings that usually provide fixed interest rates, investing in a diversified portfolio of global assets may improve the growth potential of your dollar assets over time.

• Professional portfolio management: You have Sun Life's investment experience, commitment and research capabilities working for you.

• Liquidity: The Global Opportunity Payout Fund units can be redeemed on any business day.

*The cash payouts are not guaranteed. Only policies with units invested in the Global Opportunity Payout Fund on declaration date shall be entitled to a payout. The payout may come from income, net capital gains, capital of the Global Opportunity Payout Fund, or any combination thereof. Any payout will reduce the net asset value of the Global Opportunity Payout Fund which will consequently be reflected in the Unit Price.

NOTE: The above-information is subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. As an investment-linked product, the policy owner must understand that the product may be subject to investment risks which could affect the value of the policy and continuity of cash payouts. The Global Opportunity Payout Fund is not a security or a deposit product.

What is the Income Fund?

The Income Fund is offered as a fund option exclusive to Sun MaxiLink One, which is an investment-linked life insurance product regulated by the Insurance Commission.

The Income Fund is invested only in high-quality fixed-income instruments that are classified as below average risk.¹

View the latest Income Fund performance report

Key benefits

• Affordability: An investor gains affordable access to high-caliber investment management that is usually available only for corporations, institutions and the very wealthy.
• Better returns: Unlike traditional savings that usually provide fixed interest rates, investment in fixed-income instruments fully maximize the interest earning potential of your investment.
• Professional portfolio management: Investment professionals who focus solely on maximizing returns over the long-term manage the Fund. You have Sun Life Financial's investment experience, commitment and research capabilities working for you.
• Diversification: Investment professionals who focus solely on maximizing returns over the long-term manage the Fund. You have Sun Life Financial's investment experience, commitment and research capabilities working for you.
• Flexibility: Allows you to modify your investment strategies over time, by letting you transfer from one fund to another as much as four times a year, at no cost.
• Liquidity: Income Fund units can be redeemed on any business day.

¹Income Fund is not a security.

What is the Peso Global Income Fund?

The Peso Global Income Fund is offered as a fund option exclusive to Sun MaxiLink 100, Sun MaxiLink Prime, Sun MaxiLink Bright, Sun MaxiLink One, Sun FlexiLink, and Sun FlexiLink1, which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund is denominated in Philippine Peso, but invests in foreign currency denominated financial assets, which may include, but are not limited to: Fixed Income-centric mutual funds and Exchange-traded Funds (ETF), or any other similar security; and Fixed income instruments issued by the Philippines, United States, and other foreign governments and corporations.

View the latest Peso Global Income Fund performance report

Key benefits

• Easy access: Using your Philippine Pesos, you gain convenient access to a mix of fixed income-centric global funds that may not be readily available to regular retail clients.
• Better possible returns: Unlike traditional savings that usually provide fixed interest rates, investment in fixed income instruments may fully maximize the earning potential of your investment.
  
• Professional fund management: You have Sun Life's investment experience, commitment and research capabilities working for you in order to maximize your potential returns.
  
• Liquidity: Peso Global Income Fund units can be redeemed on any business day.

NOTE: The information above is subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. The policy owner must understand that the investment-linked insurance product, where this fund option is attached to, may be subject to investment risks which could affect the value of the policy. Peso Global Income Fund is denominated in Philippine Peso. The Fund is fully exposed to foreign currency risk arising from its foreign currency denominated underlying instruments. As such, fluctuations in the foreign exchange rates could significantly affect the fund value as reflected in the Fund’s Unit Price. Peso Global Income Fund is not a security or a deposit product.

What is the Global Income Fund?

The Global Income Fund is offered as a fund option exclusive to Sun MaxiLink Dollar One, Sun FlexiDollar and Sun FlexiDollar1, which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund is invested only in foreign currency-denominated high-quality fixed income and fixed income-linked instruments that are classified as average to below average risk.

View the latest Global Income Fund performance report

Key benefits

• Easy access: An investor gains easy access to global fixed income funds that may not be easy to invest in for the ordinary individual.
• Better possible returns: Unlike traditional savings that usually provide fixed interest rates, investment in the fixed income instruments may fully maximize the earning potential of your investment.
• Professional fund management: You have Sun Life Financial's investment experience, commitment and research capabilities working for you in order to maximize your potential returns.
• Liquidity: Global Income Fund units can be redeemed on any business day.

The Global Income Fund is not a security.

What is the Peso Global Growth Fund?

The Peso Global Growth Fund is offered as a fund option exclusive to Sun MaxiLink 100, Sun MaxiLink Prime, Sun MaxiLink Bright, Sun MaxiLink One, Sun FlexiLink, and Sun FlexiLink1, which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund is denominated in Philippine Peso, but invests in foreign currency denominated financial assets, which may include but are not limited to: Equity-centric mutual funds and Exchange-traded Funds (ETFs), or any other similar security; and common stocks and other equity-linked securities, such as preferred stock and convertible securities.

View the latest Peso Global Growth Fund Performance Report

Key benefits

• Easy access: Using your Philippine Pesos, you gain convenient access to a mix of equity-centric global funds that may not be readily available to regular retail clients.
  
• Better possible returns: Unlike traditional savings that usually provide fixed interest rates, investing in a diversified portfolio of global equities may improve the growth potential of your assets.
  
• Professional portfolio management: You have Sun Life's investment experience, commitment and research capabilities working for you.
  
• Liquidity: Peso Global Growth Fund units can be redeemed on any business day.

NOTE: The information above is subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. The policy owner must understand that the investment-linked insurance product, where this fund option is attached to, may be subject to investment risks which could affect the value of the policy. Peso Global Growth Fund is denominated in Philippine Peso.  The Fund is fully exposed to foreign currency risk arising from its foreign currency denominated underlying instruments. As such, fluctuations in the foreign exchange rates could significantly affect the fund value as reflected in the Fund’s Unit Price.  Peso Global Growth Fund is not a security or a deposit product.  

What is the Global Growth Fund?

The Global Growth Fund is offered as a fund option exclusive to Sun MaxiLink Dollar One, Sun FlexiDollar and Sun FlexiDollar1, which are investment-linked life insurance products regulated by the Insurance Commission1.

The Fund may invest in foreign currency denominated financial assets, which may include, but is not limited to: common stocks and related securities, such as preferred stock and convertible securities; USD-denominated mutual funds, USD-denominated exchange-traded funds (ETFs), and any securities similar to said funds.

View the latest Global Growth Fund performance report

Key benefits

• Easy access: An investor gains easy access to a mix of equity-centric global funds that may not be readily available to the regular retail clients.
• Better possible returns: Unlike traditional savings that usually provide fixed interest rates, investing in a diversified portfolio of global equities may improve the growth potential of your dollar assets.
• Professional portfolio management: You have Sun Life Financial's investment experience, commitment and research capabilities working for you.
• Liquidity: Global Growth Fund units can be redeemed on any business day.

¹The Global Growth Fund is not a security.

What is the Growth Fund?

Growth Fund is offered as a fund option exclusive to Sun MaxiLink One, which is an investment-linked life insurance product regulated by the Insurance Commission.

Growth Fund is designed to generate long-term capital appreciation by investing in high-quality equities diversified across sectors.

View the latest Growth Fund Performance Report

Key benefits

• Achieves a diversified portfolio with low minimum investment.
  It is estimated that it would take a minimum of Php 5 million in individual investments to provide an appropriate measure of diversification in a portfolio. With the Growth Fund, the benefits of full diversification could be achieved by pooling individual investments from investment-linked life insurance policyholders.
• Investing made easy through professional investment management.
  The Fund is managed by investment professionals who focus solely on maximizing your returns over the long term. You have Sun Life Financial's investment experience, commitment and research capabilities working for you.
• Supplements your fixed income investments.
  The more asset classes in your investment portfolio, the more diversified your holdings, the lower the overall risk of your portfolio. In addition to providing access to more superior returns, diversifying into Philippine equities through the convenience of a variable life insurance product will help reduce the risk of your total investment portfolio.

¹The Growth Fund is not a security.

What is the Growth PLUS Fund?

Growth PLUS Fund is offered as a fund option exclusive to Sun FlexiLink, Sun FlexiLink 1, Sun MaxiLink Prime, Sun MaxiLink Bright, and Sun MaxiLink One which are investment-linked life insurance products regulated by the Insurance Commission¹.

The Fund aims to maximize returns through a combination of long-term capital growth and current income by investing in a portfolio of high-quality Philippine listed equity and equity-linked securities that yield dividends.

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View the latest VUL Growth PLUS Fund performance report

Key benefits

• Better possible returns.
  Unlike traditional savings with fixed interest rates, investments in dividend-paying equity instruments provide higher potential earnings. The dividends that this Fund receives may assist in augmenting stock price growth or in limiting downside risk.
• Professional portfolio management
  You have Sun Life Financial’s investment experience, commitment and research capabilities working for you.
• Liquidity
  Growth PLUS Fund units can be redeemed on any business day..
• Diversification
  Your investment is placed in a wide selection of dividend-paying stocks depending on the optimal number of stocks as required by the strategy, reducing over-all risk.
• Active fund management
  The Fund adopts an Active Portfolio Management Strategy that gives flexibility for the Fund to swiftly reallocate assets within dividend-paying equity securities and be exposed to high-quality and financially-stable companies.

¹Growth Plus Fund is not a security

What is the Peso Global Sustainability Growth Fund?

The Peso Global Sustainability Growth Fund is offered as a fund option exclusive to Sun FlexiLink, Sun FlexiLink1, Sun MaxiLink 100, Sun MaxiLink Prime, Sun MaxiLink Bright, and Sun MaxiLink One, which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund is denominated in Philippine Peso, but may invest in foreign currency denominated, ESG-focused financial assets, which may include, but are not limited to:  mutual funds and Exchange-traded Funds (ETFs), common stocks and other equity-linked securities, such as preferred stock and convertible securities. 

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View latest Peso Global Sustainability Growth Fund performance report

Key benefits

• Building a better world
  Make a difference as you invest in companies and institutions that help resolve environmental and social concerns in alignment with good corporate governance standards.

• Sustainable growth over time
  Maximize your money’s growth potential, as the Fund invests in high-quality global equity funds that are allocated to companies positioned for long-term financial success and committed to creating a positive impact on the environment and society.

• Globally diversified portfolio
  Get worldwide access with your Philippine Pesos as the Fund invests in a wide array of established sustainability-focused global funds that are well-diversified across regions and sectors.

• Active fund management
  Rely on the expertise of our investment professionals, who meticulously explore opportunities to timely reallocate assets, manage potential risks, and align the evolving needs of clients with Sun Life’s sustainability objectives.
• Liquidity of funds
  Access your funds at your convenience, as the Sun Life Peso Global Sustainability Growth Fund units can be redeemed on any business day.

NOTE: The information above is subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. The policy owner must understand that the investment-linked insurance product, where this fund option is attached to, may be subject to investment risks which could affect the value of the policy. Peso Global Sustainability Growth Fund is denominated in Philippine Peso. The foreign currency position of the underlying funds (i.e. PHP vs. USD) is not hedged. Thus, the Fund is fully exposed to foreign currency risk arising from fluctuations in the foreign exchange rates, which could significantly affect the fund value as reflected in the Fund’s Unit Price. Peso Global Sustainability Growth Fund is not a security or a deposit product.

What is the Balanced Fund?

Balanced Fund is offered as a fund option exclusive to Sun FlexiLink, Sun FlexiLink1, Sun MaxiLink Prime, and Sun MaxiLink Bright,  which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of debt (bonds) and equity (stocks) securities from both domestic and foreign issuers.

View the latest Balanced Fund performance report

Key benefits

• Provides strength through investment diversification 
  You have exposure to all the major asset classes in one fund. Stocks give you higher growth potential while cash and bonds provide greater stability and generate income.  Cash is a solid "holding" during volatile times when interest rates are high. The Balanced Fund mirrors the diversification that you could achieve by holding a variety of investment funds or a cross-section of individual investments.
• Achieves a diversified portfolio with low minimum investment.
  It is estimated that it would take a minimum of Php 5 Million in individual investments to provide an appropriate measure of diversification in a portfolio. With the Balanced Fund, the benefits of full diversification could be achieved by pooling individual investments from investment-linked life insurance policyholders.
• Makes investing easy through professional management
  The Fund is managed by investment professionals who focus solely on maximizing your returns over the long term. You have Sun Life Financial's experience, commitment and research capabilities working for you.

The Balanced Fund is not a security. This Balanced Fund is distinct from Sun Life of Canada Prosperity Balanced Fund, which is a mutual fund registered with the Securities and Exchange Commission.

What is the Bond Fund?

The Bond Fund is offered as a fund option exclusive to Sun FlexiLink, Sun FlexiDollar, Sun MaxiLink Prime, and Sun MaxiLink Bright, which are investment-linked life insurance products regulated by the Insurance Commission.

The Bond Fund is invested only in high-quality fixed-income instruments that are classified as below average risk.

View the latest VUL Bond Fund Performance Reports

• View the latest Bond Fund Performance Report 
• View the latest Dollar Bond Fund Performance Report

Key benefits

• Affordability.

An investor gains affordable access to high-caliber investment management that is usually available only for corporations, institutions and the very wealthy.

• Better returns. 

Unlike traditional savings that usually provide fixed interest rates, investment in bonds fully maximize the interest earning potential of your investment.

• Professional portfolio management.

Investment professionals who focus solely on maximizing returns over the long-term manage the Fund. You have Sun Life Financial's investment experience, commitment and research capabilities working for you.

• Diversification.

Your investment is placed not just in one or two, but in as many instruments as is prudent, reducing over-all risk.

• Flexibility.

Allows you to modify your investment strategies over time, by letting you transfer from one fund to another for as much as four times a year, at no cost.

• Liquidity.

Bond Fund units can be sold on any business day.

• The Bond Fund is available in Peso and US Dollar currencies.

The Bond Fund is not a security. This Bond Fund is distinct from Sun Life of Canada Prosperity Philippine Bond Fund, which is a mutual fund registered with the Securities and Exchange Commission.

What is the Captains Fund?

The Captains Fund is offered as a fund option exclusive to Sun FlexiLink, Sun FlexiLink1, Sun MaxiLink Prime, Sun MaxiLink Bright, and Sun MaxiLink One¹ which are investment-linked life insurance products regulated by the Insurance Commission.

The Captains Fund lets you take part in the success stories of the industry captains and lets you enjoy the following benefits²

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View latest Captains Fund Performance Report

Key benefits

• Growth potential.

With the fund’s exposure to publicly-listed local firms that are among the worlds' largest in terms of revenues, profits, assets and market values, there is more opportunity for upside potential earnings.

• Access to the captains’ fortunes.

Benefit from the success stories of the country’s strongest and wealthiest market players without having to put in a big capital or spend significant amount of time tracking various portfolios.

• Life insurance coverage.

Secure your loved ones’ future with guaranteed life insurance protection through your policy’s basic plan.

• Guaranteed acceptance for Sun MaxiLink One.

Experience hassle-free application and policy approval through Sun MaxiLink One’s Guaranteed Insurability Offer, subject to the limits of Sun Life. The Captains Fund is also available as investment option for all other peso-denominated investment-linked life insurance products via the regular underwriting process

¹The Captains Fund is not a security.

²The benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.

What is the Dynamic Fund?

The Dynamic Fund is offered as a fund option exclusive to Sun MaxiLink One¹, which is an investment-linked life insurance product regulated by the Insurance Commission.

The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of high quality fixed-income and equity instruments from domestic and foreign issuers. Depending on the state of various world economies and markets, the Fund may invest in non-Philippine investment grade issues.

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View the latest Dynamic Fund performance report

Key benefits

• Better possible returns.

Unlike traditional savings that usually provide fixed interest rates, investment in a mix of high quality fixed-income and equity instruments from domestic and foreign issuers may fully maximize the earning potential of your investment.

• Professional fund management.

You have Sun Life Financial's investment experience, commitment and research capabilities working for you.

• Diversification.

Your investment is placed not just in one or two, but in as many instruments as is prudent, reducing over-all risk.

• Liquidity.

Dynamic Fund units can be redeemed on any business day².

• Active and defensive fund management.

The Fund adopts a Tactical Asset Allocation Strategy that allows the fund to easily switch between equities, bonds, and cash within a wide range of established allocation limits, minimizing the fund’s exposure to risk and taking advantage of market opportunities.

¹The Dynamic Fund is not a security.

² Subject to company guidelines.

What is the Equity Fund?

The Equity Fund is offered as a fund option exclusive to Sun FlexiLink, Sun MaxiLink Prime and Sun MaxiLink Bright,  which are investment-linked life insurance products regulated by the Insurance Commission.

Equity Fund is designed to generate long-term capital appreciation by investing in high-quality equities diversified across sectors.

View the latest Equity Fund performance report

Key benefits

• Achieves a diversified portfolio with low minimum investment.
  It is estimated that it would take a minimum of Php 5 million in individual investments to provide an appropriate measure of diversification in a portfolio. With the Equity Fund, the benefits of full diversification could be achieved by pooling individual investments from investment-linked life insurance policyholders.
• Enjoy long-term capital appreciation.
  The Equities market offers the highest potential rate of return compared to other asset classes. The value of equities rise and fall quickly over the short term, but historically they perform better over the long-term than other types of securities
• Investing made easy through professional investment management.
  The Fund is managed by investment professionals who focus solely on maximizing your returns over the long term. You have Sun Life Financial's investment experience, commitment and research capabilities working for you.
• Supplements your fixed income investments.
  The more asset classes in your investment portfolio, the more diversified your holdings, the lower the overall risk of your portfolio. In addition to providing access to more superior returns, diversifying into Philippine equities through the convenience of a variable life insurance product will help reduce the risk of your total investment portfolio.

The Equity Fund is not a security. This Equity Fund is distinct from Sun Life of Canada Prosperity Philippine Equity Fund, which is a mutual fund registered with the Securities and Exchange Commission.

What is the Index Fund?

The Index Fund is offered as a fund option exclusive to Sun FlexiLink, Sun FlexiLink1, Sun MaxiLink Prime, Sun MaxiLink Bright, and Sun MaxiLink One¹ which are investment-linked life insurance products regulated by the Insurance Commission.

The Fund tracks the performance of the benchmark PSEi, mainly by investing in listed equities that are a part of the PSEi, in such proportion that the performance of the Fund will match² that of the PSEi.

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View the latest performance report

Key benefits

• Upside earning potential.
  Benefit from the Philippines’ economic growth potential by investing in a basket of stocks that track the performance of the country’s largest and most stable corporations that comprise the PSEi.
• Affordable and easy access to the Philippines’ largest corporations in the Philippine Stock Exchange index (PSEi).
  Have the opportunity to invest in the country’s biggest corporations without the need to shell out a huge amount of money or spend too much time tracking your investments.
• Life insurance coverage.
  Secure your loved ones’ future with guaranteed life insurance protection through your policy’s basic plan.
• Guaranteed acceptance for Sun MaxiLink One.
  Experience hassle-free application and policy approval through Sun MaxiLink One’s Guaranteed Insurability Offer, subject to the limits of Sun Life. The Index Fund is also available as another fund option for all other investment-linked life insurance products (Sun MaxiLink Bright, Sun MaxiLink Prime, Sun FlexiLink, Sun FlexiLink1) via the regular underwriting process.

¹The Index Fund is not a security. This Index Fund is distinct from Sun Life of Canada Prosperity Philippine Index Fund, which is a mutual fund registered with the Securities and Exchange Commission.

²In terms of comparative returns versus the PSEi, the Index Fund will have a target annual tracking difference of 3%/-3% relative to the PSEi.

What is the Money Market Fund?

The Money Market Fund¹ is available in Philippine Peso and US Dollar currencies. It is offered as an option for fund switching or transfer exclusive to Sun MaxiLink 100, Sun FlexiLink, Sun FlexiLink1,  Sun MaxiLink Prime,  Sun MaxiLink Bright, Sun MaxiLink One, Sun FlexiDollar, Sun FlexiDollar1, and Sun MaxiLink Dollar One, which are investment-linked life insurance products regulated by the Insurance Commission.

Money Market Fund is designed to maximize yields on short to medium-term placements while ensuring adequate liquidity for the policy owners.

• View the latest Money Market Fund performance report
• View the latest Dollar Money Market Fund performance report

Key benefits

• Lower-risk investment option for short-term asset preservation

The Fund’s risk profile is lower as the portfolio is comprised of more liquid and short-term investment assets, which are generally considered less volatile than equities and long-term fixed income bonds. It can be a good safe haven for your cash assets over a short term.

• Cash parking facility

In an extremely volatile market, the Fund can serve as an effective cash parking facility while you wait for the right opportunity to allocate in longer-term assets, such as equity investments.

• Investing made easy through professional investment management

The Fund is managed by investment professionals equipped with a wealth of investing expertise and long-standing experience.

¹The Money Market Fund is not a security. This Fund is distinct from Sun Life of Canada Prosperity Money Market Fund, which is a mutual fund registered with the Securities and Exchange Commission.

What is the MyFuture Fund?

The MyFuture Fund is offered as a fund option exclusive to Sun FlexiLink, Sun FlexiLink1, Sun MaxiLink 100, Sun MaxiLink One, Sun MaxiLink Prime, and Sun MaxiLink Bright, which are investment-linked life insurance products regulated by the Insurance Commission.¹

MyFuture Fund is a target date fund that primarily invests in a mix of PHP-denominated high-quality fixed income and equity instruments.  The Fund can also invest in other similar assets as allowed by the Insurance Commission (IC).  This will be in accordance with an asset allocation strategy that will become increasingly conservative as the fund approaches maturity.  

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View the latest MyFuture Fund performance reports

• MyFuture Fund 2025 performance report
• MyFuture Fund 2030 performance report
• MyFuture Fund 2035 performance report
• MyFuture Fund 2040 performance report
• MyFuture Fund 2045 performance report
• MyFuture Fund 2050 performance report
• MyFuture Fund 2055 performance report

Key benefits

• Risk Managed Strategy

MyFuture Fund’s glide path-based methodology allocates more of its assets to higher-risk instruments such as equities early in the Fund’s life to provide a greater opportunity for capital appreciation over the long-term. As the Fund nears maturity date, the strategy will allocate more in fixed income securities, such as bonds and money market instruments, to reduce risk and price volatility to cater more to preserving the clients’ fund value.

• Better possible returns

Unlike traditional savings with fixed interest rates, the Fund’s risk managed investment strategy offers clients the opportunity of achieving better gains over the long-term, and preserving that accumulated assets as maturity of the fund nears.

• Professional portfolio management.
  

You have Sun Life Financial's investment experience, commitment and research capabilities working for you.

• Diversification.
  

Your investment is placed not just in one or two, but in as many instruments as is prudent, reducing overall risk.

• Liquidity.
  

MyFuture Fund units can be redeemed on any business day.

¹MyFuture Fund is not a security.

Watch Judy Ann's MyFuture Fund TVC