Sacrifice is a normal part of an OFW’s life. Along with the difficulties of their work, they also have to bear spending most of their time away from their loved ones. Oftentimes, they work nonstop. Some even take on a second job just to ensure that they are able to save enough money and be prepared once retirement day comes.

However, retirement is not just about saving money from the job you have today. Whether you are planning to settle down here or abroad, you have to ensure that your life, health and wealth goals are secured. Here’s a retirement checklist to help Pinoys abroad prepare for their golden years.